I've owned and operated my insurance agency since 1997 first starting as a captive agent with Farmers Insurance before becoming an independent insurance broker. I learned that one of the main disadvantages of being a captive agent with a single company is your lack of options when dealing with just one insurance carrier. What do you do when your rates increase too much? What do you do if you're not happy with a claim settlement? When you're dealing with an agent that represents only one company, your only option is to start looking for a new insurance agent or company. Let's be real- most people would rather be doing something else than shopping for insurance.

As an independent insurance brokerage, we have access to thirty A+ rated insurance carriers, which gives us the ability to shop for the best rates for you. When a client comes to our agency for insurance quotes, we take all of the leg work out of it for you. Instead of wasting your time calling thirty different insurance companies for quotes, we can do it all for you with a click of the button. Our computer program will give us the rates for all thirty companies from best to worst, so you can feel rest assured you are getting the best rates available to you. This also gives us the ability to re-shop your insurance down the road if your carrier starts raising rates too much. You'll never have to find a new insurance agency again. You can stay with our agency, and we'll do the shopping for you whenever you feel it's needed.

Insurance premiums account for a large portion of every household's budget. If you don't keep a close eye on your premiums from year to year, you can find yourself overpaying for insurance after years with the same insurance carrier.

So ask yourself- Why would you deal with an insurance agency that only represents one company, when you can deal with an agency that represents thirty companies?